How To Join

Potential members of HBTFCU must be employed by Union Pacific Railroad, BNSF, Pileco or be an immediate family member of an existing member.

Step 1.  Complete the New Member Account Card
Step 2.  Must have a clear copy of:
                            * Driver's License
                            * Social Security Card
                            * Railroad ID or other picture ID
Step 3.  Send a check of money order for $30.00 to open your Share Savings Account.

The Share Savings account is required to join the credit union.  You must maintain a $25.00 minimum balance in your shares at all times.  There is a one time membership fee of $5.00.

Step 4.  Log into E Payroll thru your employers website or contact your payroll department to set up payroll deduction