Houston Belt & Terminal Federal Credit Union
| Account Interest Rates | ||||||
| Account | Interest Rate | APY | Minimum Balance Requirements | |||
| Share Savings | 0.50% | $25 to open | ||||
| $500 average daily balance to earn dividends | ||||||
| Money Market | 1.00% | $5,000 two withdrawals per quarter | ||||
| Share Certificate | ||||||
| New Incoming CD's | 0.50% | 0.51% | $2,000 | |||
| Current Renewals | 1.50% | 1.51% | $2,000 | |||
| Loan Rates | ||||||
| Type | Interest Rate | |||||
| Signature Loans | ||||||
| 1 year | 9.95% to 15.95% | |||||
| 2 year | 10.95% to 16.95% | |||||
| 3 year | 11.95% to 17.95% | |||||
| Share Secured | 3.00% above share rate | |||||
| New Automobile | ||||||
| 2 years | 4.00% to 14.00% | |||||
| 3 years | 4.25% to 14.25% | |||||
| 4 years | 5.00% to 14.50% | |||||
| 5 years | 6.50% to 14.90% | |||||
| 6 years | 6.90% to 15.50% | |||||
| Used Automobile | ||||||
| 2 years | 5.00% to 15.00% | |||||
| 3 years | 5.25% to 15.25% | |||||
| 4 years | 6.00% to 15.50% | |||||
| 5 years | 6.90% to 15.90% | |||||
| New RV, Boat, Motorcycle | ||||||
| 2 years | 6.00% to 16.00% | |||||
| 3 years | 6.25% to 16.25% | |||||
| 4 years | 7.00% to 16.50% | |||||
| 5 years | 8.50% to 16.90% | |||||
| 6 years | 8.90% to 17.50% | |||||
| Used RV, Boat, Motorcycle | ||||||
| 2 years | 7.00% to 17.00% | |||||
| 3 years | 7.25% to 17.25% | |||||
| 4 years | 8.00% to 17.50% | |||||
| 5 years | 8.90% to 17.90% | |||||