Mission Statement

Houston Belt & Terminal Federal Credit Union was organized in 1949.  Our philosophy as a member-owned credit union is not for profit, not for charity but to serve our membership.  HB&T FCU is dedicated to providing its members with courteous, efficient and professional financial services while maintaining the highest ethical standards.  The credit union strives to offer the lowest possible loan rates and the highest possible dividends.

Vision Statement
Houston Belt & Terminal Federal Credit Union would like to be the first financial institution its members go to for all their financial needs.  To do so, we will continue to research new services and products to make available to our membership.  Adhering to good business practices, change will come slow and steady to ensure the financial strength of our credit union.

  • Julie Rice                                     Manager
  • Asia Smith                                   Member Services

Board of Directors:

  • Ronnie Cauley                               Board President
  • Korie Kinchen                                Secretary
  • Mario Sanchez                              Treasurer
  • Kenny Bland                                  Director       
  • Ray Hare                                       Supervisory Committee Chair                              

Supervisory Committee:

  • Doyle Gibbs
  • Joe Singer
  • Melissa Sanchez